Will credit card rates be capped this year?
As of Tue, 20 Oct 2026 11:12:00 UTC, Kalshi traders price Yes (2.0%). The market has $445K in volume and closes on Fri, 01 Jan 2027.
Updated:
Current odds
| Outcome | Chance | Yes price | No price |
|---|---|---|---|
| Yes | 2.0% | 2.0¢ | 98.0¢ |
Market details
- Venue: Kalshi
- Volume: $445K
- Liquidity: $445K
- Closes:
Resolution rules
If the federal government has taken action to cap the annual interest rate that credit cards can charge after Issuance and before Jan 1, 2027, then the market resolves to Yes. The action does not need to be effective in the market's time frame. For example, the passing of a bill between Issuance and before Jan 1, 2027 that imposes a cap, even if the cap is not effective until after Jan 1, 2027, is encompassed by the Payout Criterion.
Sources
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