How high will the 30-year mortgage rate get in 2026?
As of Wed, 21 Oct 2026 19:13:41 UTC, Kalshi traders price Above 7.4% (85.0%), Above 7.5% (55.0%), Above 7.6% (35.0%). The market has $152K in volume and closes on Fri, 01 Jan 2027.
Updated:
Current odds
| Outcome | Chance | Yes price | No price |
|---|---|---|---|
| Above 7.4% | 85.0% | 85.0¢ | 15.0¢ |
| Above 7.5% | 55.0% | 55.0¢ | 45.0¢ |
| Above 7.6% | 35.0% | 35.0¢ | 65.0¢ |
| Above 7.7% | 20.0% | 20.0¢ | 80.0¢ |
| Above 7.8% | 12.0% | 12.0¢ | 88.0¢ |
| Above 8.0% | 8.0% | 8.0¢ | 92.0¢ |
| Above 7.9% | 8.0% | 8.0¢ | 92.0¢ |
Market details
- Venue: Kalshi
- Volume: $152K
- Liquidity: $152K
- Closes:
Resolution rules
Each outcome is a separate contract with its own rules. The rules for Above 7.4%:
If the 30-Yr FRM is above 7.4% in 2026, then the market resolves to Yes. Freddie Mac U.S. weekly averages as of the Primary Mortgage Market Survey is the source agency.
Sources
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