X Money APY at end of 2026

As of Mon, 19 Oct 2026 19:02:15 UTC, Kalshi traders price 4.00% or above (90.0%), 4.50% or above (86.0%), 5.00% or above (83.0%). The market has $2K in volume and closes on Fri, 08 Jan 2027.

Updated:

Current odds

OutcomeChanceYes priceNo price
4.00% or above90.0%90.0¢10.0¢
4.50% or above86.0%86.0¢14.0¢
5.00% or above83.0%83.0¢17.0¢
5.50% or above75.0%75.0¢25.0¢
6.00% or above40.0%40.0¢60.0¢
6.50% or above9.0%9.0¢91.0¢

Market details

Resolution rules

Each outcome is a separate contract with its own rules. The rules for 4.00% or above:

If the Standard Annual Percentage Yield for the X Premium+ Tier on an X Money Stored Value Account in effect at 11:59 PM ET on December 31, 2026, as published on X Money's Stored Value Account Rates page, is at least 4.00%, then the market resolves to Yes. X publishes a Standard and a Boosted rate for each subscription tier, and for each of those both an APY and a lower interest rate. A Boosted, promotional or limited-time rate does NOT count, and neither does the interest rate figure. If X renames or consolidates its subscription tiers, the Standard APY for the highest tier then offered governs.

Sources

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