30-year mortgage rate this week

As of Tue, 20 Oct 2026 14:05:29 UTC, Kalshi traders price Above 7.23% (99.0%), Above 7.24% (97.0%), Above 7.25% (97.0%). The market has $49K in volume and closes on Thu, 29 Oct 2026.

Updated: Tue, 20 Oct 2026 14:05:29 UTC

Current odds

Outcome	Chance	Yes price	No price
Above 7.23%	99.0%	99.0¢	1.0¢
Above 7.24%	97.0%	97.0¢	3.0¢
Above 7.25%	97.0%	97.0¢	3.0¢
Above 7.26%	95.0%	95.0¢	5.0¢
Above 7.27%	93.0%	93.0¢	7.0¢
Above 7.28%	90.0%	90.0¢	10.0¢
Above 7.29%	78.0%	78.0¢	22.0¢
Above 7.30%	69.0%	69.0¢	31.0¢
Above 7.31%	56.0%	56.0¢	44.0¢
Above 7.32%	37.0%	37.0¢	63.0¢
Above 7.33%	23.0%	23.0¢	77.0¢
Above 7.34%	13.0%	13.0¢	87.0¢
Above 7.35%	7.0%	7.0¢	93.0¢
Above 7.36%	4.0%	4.0¢	96.0¢
Above 7.41%	3.0%	3.0¢	97.0¢

Market details

Venue: Kalshi
Volume: $49K
Liquidity: $49K
Closes: Thu, 29 Oct 2026

Resolution rules

Each outcome is a separate contract with its own rules. The rules for Above 7.23%:

If the average U.S. 30-year fixed-rate mortgage rate for Oct 22, 2026 is above 7.23%, then the market resolves to Yes. The Underlying is the 30-Year Fixed-Rate Mortgage national average published by Freddie Mac in its Primary Mortgage Market Survey (PMMS) for Oct 22, 2026. For a standard Thursday publication, the weekly measurement period runs from 12:00 a.m. ET on the preceding Thursday through 11:59 p.m. ET on Wednesday. The resulting national average is published Thursday at 12:00 p.m. ET. This market will use Freddie Mac's first published PMMS value for the specified week. Subsequent corrections or revisions made after expiration will not affect resolution.

Sources

Source: Kalshi market

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